Health insurance

Between jobs? Aging out of Mom or Dad’s policy? Waiting for Open Enrollment?

A Short Term Medical plan might be just right for you.

Short Term Medical plans let you decide how much coverage you want and for how long, with individual and family options available.

And you can enjoy quality of life benefits like telemedicine and discounts on a variety of everyday items and services through a LIFE Association membership (varies by state).

Our Short Term Medical plans offer a lot of flexibility:

• Policies that range from 30-days to a year, some with renewal or consecutive options

• Plan options that include benefits for office visits and urgent care, and some with prescription benefits

• A wide range of deductibles, coinsurance, and benefits, so you can get the coverage you want

• Access to large national networks such as Aetna Open Choice® or Cigna, so you can find quality care near you.

Fixed-Benefit Medical Insurance gives you affordable access to health care with set dollar amounts for hospitalization, office visits, lab work, and more.

You’ll know up front how much the plan will pay for covered services; you’re responsible for any payment over the benefit amount.

Fixed-benefit plans:

• Include quality of life benefits like telemedicine and discounts on a variety of everyday items and services through a LIFE Association membership (varies by state).

• Offer many benefit levels to fit your budget and needs, with coverage for doctor visits, preventive care, urgent care, hospital admission, and more.

• Have no open enrollment period; sign up any time you like, with next-day effective dates.

• Can be combined with a Short Term Medical or major medical plan to build a more complete coverage solution.

Worried about high out-of-pocket costs?

Supplemental plans protect your wallet in the event of an accident, critical illness diagnosis, and more.Most plans pay lump-sum benefits directly to you that you can use any way you like – deductibles,medical expenses, even household bills.

Choose the Supplemental plans that align with your health and wellness, your lifestyle, and your budget:

• Quality of life benefits like telemedicine and discounts on a variety of everyday items and services through a LIFE Association membership (varies by state)

• Offer many benefit levels to fit your budget and needs,with coverage for doctor visits, preventive care, urgent care, hospital admission, and more.

• Have no open enrollment period; sign up any time you like, with next-day effective dates.

• Can be combined with a Short Term Medical or major medical plan to build a more complete coverage solution.

Want to improve your overall health? Protect that sparkling smile!

Dental insurance provides benefits for routine checkups and other common services.

Our dental PPO plans feature:

• Multiple benefit levels to choose from.

• No waiting period for preventive care coverage and other services with most plans.

• Access to Aetna Dental® Administrators Network or Careington network (varies by state).

• Network discounts on both basic and major services.